Smart digital
payment links.
Send invoices, membership fees, market stalls and fundraisers as a payment link or QR today. More is coming.
See a real payment link ↗
How it works
Two paths. Same result: paid.
Payment links & QR
Create links
Create a link or QR
Set amount and reference. Market stall, membership fee or fundraiser, with no accounting connection.
Send it or show the QR
Email, SMS or QR at the stall. Amount and reference are filled in. Reminders if you want.
Paid to you
The customer pays in their banking app. The money lands with you and you are notified instantly.
Invoices
Send invoices easily
Connect accounting
Create invoices as usual in Briox, Netvisor, Procountor, Fennoa, Fivaldi and more. We sync them in.
We send the payment link
Each invoice gets a link or QR with amount and reference filled in. Reminders until it is paid.
Paid and reconciled
The customer pays in the banking app. You are notified, the receipt goes out and the payment is booked back.
Payment
Account to account. Straight to you.
The customer opens the payment link or scans the QR code, picks their European bank and approves in the app. Amount and reference are already filled in. Money moves account to account. No percentage fee, and the transfer does not go through US payment networks. You are notified instantly, and reminders stop automatically.
Works with any European bank
and many other European banks
- Opens link or QRAmount and reference already filled in
- Picks their bankTheir European bank
- Approves in the appOne swipe. Nothing to type.
- PaidMoney with you in a second
What the customer sees
Pricing
One price. Everything included.
A plain e-invoice or emailed invoice only sends the paper. For €0.59 you get the whole path to paid:
- No percentage fee
- Not via US payment networks
- Payment link and QR the customer pays from their European bank
- Money goes account to account to you
- Amount and reference already filled in
- Real-time confirmation when it is paid
- Reminders until the money is in
- Receipt to the customer automatically
- Reconciliation back to your accounting system
Cards and BNPL take a cut and run on US payment networks. With Grissla, money moves account to account via European banks, straight to you.
Compare the cost
A flat fee per payment link, versus card fees that take a percentage and versus only sending the invoice.
| Solution | Model | Cost per month |
|---|---|---|
| Grissla | Payment link | … |
| E-invoice (Finland) | Send only | … |
| Swish (Sweden) | Mobile A2A (SE) | … |
| Stripe | Cards (EEA) | … |
| MobilePay | Wallet | … |
| Paper invoice | Print + postage | … |
| Klarna | BNPL | … |
| Paytrail | Bank + cards | … |
Public price lists, July 2026. E-invoice about €0.60 each and paper invoice about €1.90 each are send-only, with no payment link. Swish about SEK 1.50-3 each for Swish Företag (shown as €0.20); a monthly fee often applies, Swish Handel can cost more, pricing is set by the bank. VAT is added on Grissla’s fee.
Comparison
What you get. What others leave out.
Payment services take the payment. Accounting systems handle the invoice. Grissla ties both together: a bank payment link, reminders, and sync back to the books.
| European banks | Finnish banks | Swedish banks | Amount + ref filled in | Reminders | Paid in real time | Sync to accounting | Pricing model | |
|---|---|---|---|---|---|---|---|---|
| Grissla | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | Flat €0.59/link |
| Payment services | ||||||||
| Swish (Sweden) | - | - | ✓ | ~ | - | ✓ | - | about SEK 1.50-3 each |
| Stripe | - | - | - | ✓ | - | ~ | - | 1.5% + €0.25 |
| Paytrail | - | ✓ | - | ✓ | - | ~ | - | €0.50 + 3.25% + mo |
| MobilePay | - | ✓ | - | ✓ | - | ~ | - | 1.99% + €0.20 |
| Klarna | ~ | ~ | ✓ | ✓ | ✓ | ✓ | - | 3.3-6% · costly BNPL |
| Invoice channels | ||||||||
| E-invoice (Finland) | - | ✓ | - | ✓ | - | - | ✓ | about €0.60 each |
| Accounting systems | ||||||||
| Briox, Netvisor, Procountor etc. | - | - | - | - | ✓ | - | ✓ | From €15/mo |
| Do it yourself | ||||||||
| Manual bank transfer | ~ | ~ | ~ | - | - | - | ~ | Free |
✓ included · ~ partial · - not included
Swish (Sweden), Stripe, Paytrail, MobilePay and Klarna take the payment but not your invoice loop. E-invoice (Finland) delivers a structured invoice, often with amount and reference ready in online banking, but no payment link, reminders, or real-time status. Accounting systems handle invoices and reconciliation but not the payment link. Manual transfer means the customer types everything. Swish: about SEK 1.50-3 each for Företag; a monthly fee often applies, Handel can cost more, bank-dependent. Prices per public info, July 2026.
Use cases
Members, markets, agencies and fundraisers
Associations · Membra
Membership fees without the hassle
Sync Membra, send payment links or QR codes to every member and see when it is paid. Easy support for the full membership fee.
- Sync with Membra
- Membership fees in bulk
- Link or QR
Markets
Get paid across Europe
At the market stall, one QR code is enough. Replace MobilePay and Swish. Customers from any European bank pay account to account. No card fee.
- One QR instead of MobilePay and Swish
- European customers
- No card fee
Accounting agencies
Every client in one view
Connect the agency once. A neutral view across every client company, whether they run Briox, Netvisor, Procountor, Fennoa or Fivaldi. Something no single accounting vendor will give you. Each company owns its data.
- One view across all clients
- Accounting-system agnostic
- The client owns the data
Fundraisers
Fundraisers with a link
Send a payment link or QR to donors. One click from their bank. No card percentage eating the gift.
- Link or QR
- No card fee
- Real-time status
FAQ
Questions and answers
Do I need an accounting system?
No. You can create payment links and QR codes directly. If you want to sync from Briox, Netvisor, Procountor and more, that works too, without switching systems.
How does the customer pay?
Via a payment link or QR: pick a European bank, approve in the app. Amount and reference are already filled in. Nothing to type.
Is this card payments?
No. The customer pays from their European bank. Money goes account to account to you. No percentage fee, and the transfer does not go through US payment networks. You pay €0.59 per payment link sent.
What if they do not pay?
Reminders on your schedule. Debt collection never happens without your explicit approval.
How does bookkeeping know it is paid?
The payment is registered automatically on the right invoice, partial payments included.
Waitlist
Want in from the start?
Leave your email and we will get in touch when it is your turn. No spam.